Perspective

I can't really remember us losing our own home and moving into a council house, I was too young.

I can remember us buying the second hand Talbot Sunbeam, I think it cost £900. I certainly remember the sacrifices that had to be made to afford it.

I can remember the regular visits by the catalogue person, just about everything we owned was paid for on the drip from the catalogue.

I remember our first and only family holiday. A week in the Butlins park at Pwllheli, Wales.

I remember my dad holding down 3 jobs, us hardly seeing him except when on his 9 days and I suppose what it eventually did to my mum and dad.

I remember the guilt of going away with the school when I was 11 and just how much it cost.

I can remember my dad’s dream of owning a "decent" boat. By decent I think he meant one with a cabin. The excitement when the bank said he could borrow the money, all £1500 of it. It was paid back at £80 a month if I remember correctly.

I remember the company I worked for going tits up a matter of months before I was due to get married. Of being out of work without a penny to my name and if truth be told – without a care in the world deep in the belief that it would sort itself out.

As I sit here now in front of 5 grand’s plus worth of computer equipment, in the house my wife and I own where I work, creating content for my own business where I choose what hours I do and don't want to work, I feel like a right selfish prick. Why? Because the only thing in life I've got to worry about is the fact I know my reserves are going to dip below 12 months of salary in the next few months - and it's giving me sleepless nights. I was brought up during the eighties when nobody really had much, but I can never remember my mum and dad having sleepless nights or freak outs over money. Note to self - get a fucking grip fella.